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Check and Validate Any IBAN Number Validate International Bank Account Numbers with country-specific length checks and MOD-97 checksum.

IBAN Validator illustration
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IBAN Validator

Validate International Bank Account Numbers with country-specific length checks and MOD-97 checksum.

1

Enter Your IBAN

Paste or type the IBAN number you want to validate into the input field.

2

Click Validate

Press the Validate button to run country code, length, and checksum checks.

3

Review Validation Results

Check the breakdown showing country detection, format status, and MOD-97 checksum result.

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What Is IBAN Validator?

A IBAN Validator is a software tool that verifies the structure and checksum of International Bank Account Numbers, ensuring they conform to the ISO 7064 standard. Banks, financial institutions, and businesses use it to validate customer account information, preventing errors in international transactions. One specific problem it solves is identifying invalid or malformed IBANs, which can cause payment delays or rejections.

It checks the country code, length, and MOD-97 checksum of an IBAN, supporting over 70 countries with varying lengths and formats. The tool uses a predefined list of country codes and corresponding lengths to validate the input IBAN. For instance, it checks if an IBAN from Germany has 22 characters, or if one from France has 27 characters.

What makes this tool different is its ability to provide detailed validation results, including a formatted version of the input IBAN for easy copying. It also performs MOD-97 checksum validation using the `mod97` function, which rearranges the input string and calculates the remainder according to the ISO 7064 standard. As an iban verification tool, it is essential for validating international bank account numbers, and its features make it a reliable iban checker for businesses and financial institutions to validate iban numbers accurately.

Why Use IBAN Validator?

  • Fast and accurate validation with detailed feedback
  • Runs entirely in your browser — your data stays private
  • No signup or installation required
  • Mobile-friendly responsive interface

Common Use Cases

Validating International Bank Account Numbers

As a financial analyst, Emily needs to verify the IBAN of a new client. She enters the number and checks for errors in country codes or length. If valid, she proceeds with the transaction.

Checking SEPA Compliance

To ensure smooth euro transactions, companies use it to check if an account is SEPA-compliant. For instance, a German bank's IBAN starts with 'DE' and has 22 characters.

Detecting Fake Bank Accounts

When investigating suspicious transactions, investigators rely on it to identify fake accounts by checking the IBAN's format and country-specific details.

Generating Correct IBAN Formats

For international money transfers, correct formatting is crucial. It helps individuals like David format their IBAN correctly, avoiding unnecessary delays or rejections.

Verifying Bank Account Ownership

During audits, accountants use it to verify the ownership of bank accounts by checking the IBAN against the account holder's details, ensuring accuracy and preventing fraud.

Converting National Account Numbers to IBANs

In some countries, national account numbers need to be converted to IBANs for international transactions. It facilitates this process by providing the correct format and country codes.

Technical Guide

The tool works by first cleaning the input string using the `replace` method to remove any spaces and converting it to uppercase. It then checks if the cleaned string starts with a valid two-letter country code using a regular expression. If valid, it retrieves the corresponding country name from the `COUNTRY_NAMES` object, which is a Record data structure containing country codes as keys and their respective names as values. The tool also uses another Record data structure, `IBAN_LENGTHS`, to store the expected lengths of IBANs for each country.

The validation process involves checking the length of the input string against the expected length for the given country code. If the lengths match, it proceeds to validate the check digits at positions 3-4 using another regular expression. The tool then performs MOD-97 checksum validation by rearranging the input string and calculating the remainder using the `mod97` function, which utilizes a loop to iterate over each character in the string and apply the necessary conversions and calculations according to the ISO 7064 standard.

The `mod97` function uses the `charCodeAt` method to get the ASCII value of each character and subtracts 55 if it's an uppercase letter, effectively converting letters to their corresponding numeric values. The tool also utilizes React hooks such as `useState` and `useCallback` to manage state and handle user input, and it renders the validation results using JSX syntax, including a formatted version of the input IBAN for easy copying. Additionally, the tool uses Framer Motion library to add animations to the UI components, specifically the button that triggers the validation process.

The tool's UI is built using React components such as `InputWithHelp` and `CopyButton`, which are customized with specific props and CSS classes to match the desired design. The `validateIban` function returns an object containing a boolean indicating whether the IBAN is valid and an array of strings providing detailed validation results, including any error messages or warnings. This information is then rendered in the UI using a combination of JavaScript and JSX syntax, allowing users to easily understand the validation outcome and take necessary actions.

Tips & Best Practices

  • 1
    Check the detailed validation output for specific issues
  • 2
    All processing happens client-side for privacy
  • 3
    Bookmark this tool for quick IBAN checks during payment processing
  • 4
    Try IBANs from different countries to see how length and format rules vary

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Frequently Asked Questions

Q Is this IBAN checker completely free?
Yes, completely free with no signup required.
Q Is my IBAN data safe when using an online validator?
Yes, all processing happens in your browser. No data is sent to any server.
Q Can I validate an IBAN number on my phone?
Yes, the tool is fully responsive and works on all devices.
Q How accurate is online IBAN validation?
Highly accurate — the validator uses MOD-97 checksum verification per ISO 13616, the official IBAN standard.

About This Tool

IBAN Validator is a free online tool by FreeToolkit.ai. All processing happens directly in your browser — your data never leaves your device. No registration or installation required.